The No Interest Loan Scheme (NILS) provides safe, fair and affordable loans to people on low incomes with no interest, fees or charges.
No Interest Loans (NILS) for Essentials - borrow up to $1500 repayable over 12 to 18 months
Can be used for significant or essential goods and services such as:
No Interest Loans (NILS) for Vehicles - borrow up to $5000 repayable up to 48 months
Can be used for the purchase of an essential vehicle including cars, scooters, mobility scooters, motorcycles and boats. A credit check is required for NILS for Vehicles.
DO I QUALIFY FOR NILS?
To qualify you must:
HOW DO I APPLY?
For more information about how to apply contact a NILS provider, contact NILS on 13 64 57 or the Affordable SA Helpline on 1800 025 539.
Last updated 5 April, 2022