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Affordable SA is for South Australians struggling with affordability issues. It makes it easy to access information, resources, support, and services to best meet your needs. Affordable SA is accessible through our web page, app and helpline. Our services are free, confidential and provided with dignity.
In the last few weeks the Government has made some unprecedented economic decisions that have had a major impact on a lot of people's financial situations.
One of the decisions that the government has made is in regards to the criteria surrounding the early release of superannuation. Due to the unprecedented effects of COVID-19, the government is allowing individuals affected by the pandemic (who satisfy one or more of the requirements) to access up to $10,000 in 2019-2020 and a further $10,000 in 2020-2021 from their superannuation fund.
With everything going on in the world, it is extremely tempting to take up the government's offer without a second thought and access these funds. The concern at the moment is that there are situations unfolding whereby unlicensed financial advice about the early release of superannuation is being given to satisfy personal interest, such as real estate agents advising tenants in financial hardship to access money from their superannuation fund to pay their rent. The Australian Securities and Investments Commission (ASIC) has expressed concern about this kind of conduct because it may constitute as unlicensed financial advice and may not be in the best interest to the individual. For more information, see the attached article from the ABC.
Karyn Hicks is a Financial Counsellor with the Salvation Army and part of the National Debt Helpline. Earlier today she was interviewed by Sonya Feldhoff on ABC Radio Adelaide. Karyn spoke of the sorts of things that people are struggling with over this period and how a financial counselor can help. You can listen to the audio below
We can appreciate that this is an overwhelming and confusing time for a lot of people, therefore if you are experiencing financial hardship due to COVID-19 please consider speaking to a trained financial counsellor first to discuss your options. To speak to a free financial counselor call the Affordable SA Helpline on 1800 025 539 or search for Financial Counselling on the Affordable SA App.
HomeStart is a State Government organisation that is focused on providing affordable home loans for South Australians.
Homestart has a number of different loans that can reduce your upfront costs and boost your borrowing power.
For further information about their loans and your eligibility contact Homestart or go to their website.
Their website also has a range of easy to use tools and calculators about how much you can borrow and what your repayments may be.
Community housing providers have housing for people who have experienced homelessness, the aged, people with disabilities, survivors of domestic violence and people on a low income.
Community housing is funded by the state government and administered, maintained and managed by not-for-profit, community-based organisations.
For more information visit the website for a listing of community housing providers and their contact details.
You may also wish to look at registering for public and community housing and information on how to do so is at the website listed here.
Supported Accommodation and Recovery Services (SAARS) works with people experiencing homelessness due to a range of issues such as substance misuse and mental health problems.
SAARS provides a range of services around early intervention, accommodation, practical support, outreach support, counselling services and referral.
If you are interested in enquiring about this service (no booking required) please attend the service at 62 Whitmore Square, Adelaide, Monday to Friday between 11 am and 1 pm
Assists South Australians on a fixed or low income who have a clinically verified medical condition which requires the frequent use of heating or cooling in the home to prevent the severe worsening of their condition. This concession covers both electricity and gas payments (including LPG bottled gas) for up to $226.67 per year and is in addition to the current energy concession.
A FREE bike hire scheme available to everyone. Bikes are available from locations in Adelaide CBD, Port Adelaide, Henley Beach and West Lakes (see map).
Bikes can only be used during daylight hours, overnight and multi-day hire options available at a small charge payable to Bike SA.
To hire you need to supply Bike SA with either a valid driver’s licence, a passport or Australian proof of age card. Your ID will be held as a deposit for the duration of the hire and will be given back to you when you return to the original hire location. Helmets and Bike Locks will be supplied free of charge if required.
Visitors are able to buy 3 day pass with unlimited travel on all Adelaide Metro services; buses, trains and trams. After 3 days card can be recharged with regular metroCARD fare credit.
Where to buy? Adelaide Metro InfoCentre - Adelaide Railway Station, North Terrace, Adelaide. Ph: 1300 311 108 Adelaide Metro InfoCentre - Corner of King William Street and Currie Street, Adelaide. Ph: 1300 311 108 WHSmith Express Adelaide Airport Ground floor arrivals area.
The metroCARD Commuter Club allows organisations an opportunity to provide cheaper public transport to staff by recharging metroCARDs at a discounted rate.
Organisations will ideally have a minimum of 50 employees and located in the CBD or in close proximity to areas serviced by Adelaide Metro.
This initiative is not open to individuals.
These passes provide unlimited travel on all Adelaide Metro buses, trains and trams for 28 consecutive days for all Adelaide Metro customers.
The passes provide cheaper fares compared to standard metroCARD fares, with additional concessions for pensioners, students, and children.
You can add a 28-Day Pass to your existing metroCARD by visiting any metroCARD agent, recharge machine or Adelaide Metro InfoCentre. Please note they are not currently available for recharge online.
A 14-Day pass is also available allowing greater flexibility for Adelaide Metro customers.
Please follow the link below for more information.